NICCU collect s personal information about our members and new members through our web site.  All personal information that is collected is used for internal purposes only.  Examples of such information would be:

• Information we receive from membership applications, loan applications, product/service applications etc.  This information may include, name, address, and phone numbers, social security number, account number and asset and income information.
• Information about your internal transactions with us though our HFS software including, but not limited to, account numbers, account balances, balance history, payment history, credit card information and debit card use.
• If you choose to e-mail us, your e-mail address and any other information contained in your e-mail header will be revealed to us in the e-mail.  We will use that e-mail information only to respond to your comments or questions.  Your e-mail address will not be sold or shared with any party outside the credit union unless we are compelled to do so by law.

NICCU has taken and will continue to take any action necessary to protect the privacy and financial security of our members.  We respect your privacy.  You need not be concerned about the privacy of your personal financial information.  Our site is not designed to collect personally identifying data on our members or visitors.  We do not collect information on individual users of our web site.

NICCU reserves the right to change our web site privacy policy at any time by posting a new privacy policy on our web site.

HOME FINANCIAL SYSTEMS INTERNET SECURITY STATEMENT

HFS assures our credit union members that their money is secure.  CTI's server holds account information for only those members who have signed up to use the HFS program.  Their information is resident on a secure server at CTI's headquarters and never directly accesses our credit union's database.  This guarantees that our credit union's data cannot be manipulated by an outside source through the HFS program.  Members are also required to access the HFS site using an encrypted web browser.  NICCU feels confident that our member's financial information is safe!

YOU CAN HELP PROTECT YOUR  INFORMATION ON-LINE!

You as a user of the Home Financial System can also take steps to increase on-line security.  If you follow these simple security measures, you can play an active role in protecting your financial information and identity.

• Keep your security code confidential!  Do not use combinations of names, addresses, phone numbers, dates of birth, anniversaries, social security numbers, names of children or pets, etc.  This is information that criminals can easily use to determine password and security codes.  Also, change you security code (password) on a regular basis.
• Be sure that others are not watching you enter information on the keyboard when you are using our HFS system.
• Never leave your computer unattended while logged on to the HFS system.  Others may approach your computer and gain access to your account information if you walk away from your PC.
• Properly EXIT the HFS system when you are finished with your inquiries or transactions.  
• Close your browser when you are finished, so that others can not view any account information displayed on your PC.
• Keep your computer free of viruses.  Use virus protection software to routinely check for a virus on your computer.  Never allow a virus to remain on your computer while accessing the HFS system.