| New/Program
Vehicles 2006 - 2008
(under 20,000 miles) |
| 72 Months |
6.99% APR |
|
| 66 Months |
6.49% APR |
|
| 60 Months |
5.99% APR |
|
| 48 Months |
5.74% APR |
|
| 36 Months |
5.49% APR |
|
| Used Vehicles
2005 - 2008 (over 20,000 miles) |
| 72 Months |
7.49% APR |
|
| 66 Months |
6.99% APR |
|
| 60 Months |
6.49% APR |
|
| 48 Months |
6.24% APR |
|
| 36 Months |
5.99% APR |
|
| 2002 - 2004 |
| 60 Months |
7.49% APR |
|
| 48 Months |
6.99% APR |
|
| 36 Months |
6.49% APR |
|
| All others |
| 48 Months |
8.49% APR |
|
| 36 Months |
7.99% APR |
|
| APR= Annual Percentage Rate. All rates quotes as low as, subject to change, and based on credit history. The above rates include all
state titled or registered vehicles. Existing loans with NICCU
do not qualify. |
| Consumer Goods |
New: 8.75% APR up to 48 months.
Used: 9.25% APR up to 36 months.
|
Signature Loans: 9.50% APR up to 30 months.
9.00% APR up to 12 months |
| MasterCard |
10.99% APR |
No annual fee, 25 day grace period |
| Overdraft Protection |
16.00% APR |
Share/Draft checking |
| Savings Rates1 |
| Account |
Dividend Rate |
Annual Percentage Yield |
| Membership (min $25) |
.50 |
.50 |
| Passbook (min $50) |
.75 |
.75 |
| Blue Chip (min $1000) |
1.00 |
1.00 |
| Certificates of Deposit2
|
| Term |
Dividend Rate |
Annual Percentage Yield |
| 3 months |
2.20 |
2.22 |
| 6 months |
2.25 |
2.27 |
| 12 months |
2.35 |
2.38 |
| 24 months |
2.45 |
2.48 |
| 36 months |
2.80 |
2.84 |
| 48 months |
2.90 |
2.94 |
| 60 months |
3.00 |
3.04 |
Share/draft checking
accounts receive .50% dividends, (.51% APY) when balances remain
above $250.
1The Savings rates are subject to change
after the account is opened without prior notice.
2All CDs require a minimum of $100 to start unless
otherwise noted.
Early withdrawal may result in penalties. Withdrawals may
affect APY=Annual Percentage Yield.
APR=Annual Percentage
Rate |
