|
Consumer Loans
Maybe you need to take a vacation. Is
there something that needs to be fixed? Whatever the case may be,
NICCU is here to help. Let us know what the situation calls for
and we will let you know how to get it done.
New and Used Vehicle Financing
Next time you need a car, remember
NICCU. We get it done! The vehicle loan process is extremely
quick and easy. The application is one short page and we can
usually have an answer to you the same day. Stop in today and
speak with Larry about our vehicle financing options.
Shared Secured Loans
If you have the money but don't want to get
into it, we'll loan you the money and pledge your shares. Whatever
the purpose, it doesn't matter. Just let us know you need it done
and we get it done! Share secured loans will save you interest
compared to traditional consumer loans, but the funds must be deposited
here at NICCU.
FHA Title I Home Improvement Loans
For home improvement projects or a new mobile home
purchase, FHA Title 1 Loans are available. These are federally insured
by the Department of Housing and Urban Development (HUD) and provide
financing for almost any home improvement. Financing for up to
$25,000 and flexible repayment terms without equity guidelines.
Home Equity Loans
Use the investment of your home as a strong form of
collateral through North Iowa Community Credit Union's Home Equity Loan
program. For whatever need you'll be able to obtain financing with
competitive rates and flexible repayment terms. Borrow up to 75
percent of the appraised value of your home (minus the total amount
still remaining on any mortgages). Contact our office for further
details.
Residential Mortgage Lending
Realizing that buying a house can be a thrilling yet
challenging experience, we have developed a residential mortgage program
with benefits. We offer in-house mortgages and secondary market
mortgages at very competitive rates and terms.
School Loans
Iowa Guaranteed Student Loans and Parental Loans for
students are federally insured programs for college education's. Both
undergraduate and graduate financing is available. For more info
visit www.studentloan.org
Loan Counseling
Whether it's a question about buying a new car or truck, a
problem with budgeting or obtaining credit, we are here to help with
confidential loan counseling. Just set up an appointment. No matter what
your need, we're here to help in the best possible manner.
Credit Life/Loan Protection
Insurance
Eligible borrowers find it reassuring to know that North
Iowa Community Credit Union offers Credit Life Insurance to eligible
borrower and co-borrower. This coverage would provide payments of
debtor's loan in the event of death, freeing family members from the
burden of repayment.
Credit Disability Insurance
Offered at minimal cost to eligible borrowers, Credit
Disability Insurance protects your loan should you become ill or
disabled.
Business Loans
NICCU has partnered with Community Business Lenders to offer all of our
business members and prospective members a comprehensive solution to
your borrowing needs. For more information visit cblenders.com
Return to Products and Services Page |
