Joining

You may be eligible for membership if you are a resident of or are working in Cerro Gordo, Franklin, Hancock, Winnebago, Worth, or Wright Counties.

Once you become a member, your family members may join also, including spouses, children, parents, brothers, sisters, grandparents, and grandchildren. Each and every member is provided the same rights and privileges as offered by our member-owned credit union.

Becoming a member of North Iowa Community Credit Union is very easy. Simply obtain a membership application card from our office, then complete and submit it with an initial $25 deposit, which is used to open your Membership Savings Account. This $25 must remain in your account for you to take advantage of all credit union services and benefits.

For young members, only a $5 deposit is required. We have no monthly service charges on our savings plans to "eat away" at the accounts.

Notice to prospective members regarding new account opening procedures

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

This means that when you open an account we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you.

All new accounts require a valid and current identification card issued by the Iowa Department of Transportation.  These include an Iowa Drivers License or Non-Driver ID.

Individuals under 16 will need to provide a social security card and their parent/guardian will need to provide valid and current identification.